Credit Product Specialist I - Insurance & Counterparty job opportunity at Flagstar Bank.

Home Jobs In United States Of America Tag: Job Credit Product Specialist I - Insurance & Counterparty position at Flagstar Bank


DatePosted 9 Days Ago bot
Flagstar Bank Credit Product Specialist I - Insurance & Counterparty
Experience: 4-years
Pattern: full-time
Country:
apply Apply Now
Salary:
Status:

Job

Copy Link Report
degreeOND
loacation Charlotte/121 West Trade Street/Signature - 001, United States Of America
loacation Charlotte/121 ..........United States Of America

Position Title Credit Product Specialist I - Insurance & Counterparty   Location Charlotte, NC 28202   Job Summary The Credit Products Specialist I – Specialized supports the underwriting, structuring, and management of commercial credit relationships with assigned specialized vertical or region. This role exists to provide critical financial analysis, assist in risk assessment, and ensure sound credit decision-making. As a key partner to sakes, this position helps structure new loan transactions, conduct portfolio monitoring, and identify potential risks. The role provides foundational credit expertise and exposure to client relationships, supporting the bank’s commitment to responsible lending and portfolio growth. Pay range will fall between $72,187 - $107,666 annually.   Job Responsibilities: JOB RESPONSIBILITIES Loan Structuring & Underwriting : Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region. Portf olio Management : Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions. Client & Internal Partner Collaboration : Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs. Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment. Credit Knowledge Development : Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending. Uses independent judgement and discretion to make decisions regarding assigned portfolio Analyzes and resolves problems pertaining to the assigned portfolio. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field. 2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.) Strong financial analysis and risk assessment abilities. Basic understanding of loan structuring and credit agreements. Proficiency in financial modeling and credit decision tools. Effective communication and teamwork skills. Job Competencies: Financial Acumen: Strong foundational understanding of financial statements, key ratios, and credit analysis principles. Analytical Thinking: Ability to assess financial data, identify trends, and evaluate borrower creditworthiness. Detail Orientation: Ensures accuracy in financial analysis, credit packages, and risk assessments. Collaboration & Communication: Works effectively with RMs, credit officers, and other stakeholders; strong written and verbal communication skills. Time Management: Ability to manage multiple loan requests, meet deadlines, and prioritize tasks effectively. Technology Proficiency: Intermediate Excel skills (financial modeling, pivot tables, VLOOKUP), familiarity with credit analysis software. Curiosity & Learning Agility: Willingness to develop credit expertise, stay informed on industry trends, and apply new knowledge to underwriting and portfolio management. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Other Ai Matches

Branch Banking - Client Consultant II - Float Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Assistant Leader Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Leader - Estero, FL Applicants are expected to have a solid experience in handling FL related tasks
Check Operations Specialist Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking-Client Consultant I (Part Time) Applicants are expected to have a solid experience in handling Job related tasks
Financial Consultant Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Leader Applicants are expected to have a solid experience in handling Job related tasks
Auditor Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking-Client Consultant II-Float Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant I PT Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant I - Float (Part Time) Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant II - Wellington, FL Applicants are expected to have a solid experience in handling FL related tasks
Branch Banking Client Consultant I - PT Applicants are expected to have a solid experience in handling Job related tasks
Credit Product Specialist I - Entertainment Vertical Applicants are expected to have a solid experience in handling Job related tasks
Associate General Counsel - Commercial Real Estate Finance Applicants are expected to have a solid experience in handling Job related tasks
Associate Group Director - First Vice President Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant I Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant II - Licensed - Coral Gables, FL Applicants are expected to have a solid experience in handling FL related tasks
Branch Banking Assistant Leader Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant I - Upper Montclair, NJ Applicants are expected to have a solid experience in handling NJ related tasks
Branch Banking Client Consultant II - Float Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant I Applicants are expected to have a solid experience in handling Job related tasks
Branch Banking Client Consultant II Applicants are expected to have a solid experience in handling Job related tasks