Manager - Portfolio Strategy and Intelligence job opportunity at Meesho Limited.



Date2026-03-23 bot
Meesho Limited Manager - Portfolio Strategy and Intelligence
Experience: 8-years
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loacation Bangalore, Karnataka, India
loacation Bangalore, Kar..........India
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<p> </p><h3 style="margin-top: 14pt; margin-bottom: 4pt;"><strong><span style="font-size: 13pt; font-family: Arial, sans-serif;">About the Team</span></strong></h3> <p style="margin-top: 12pt; margin-bottom: 12pt;"><span style="font-size: 11pt; font-family: Arial, sans-serif;">Financial Services at Meesho is building one of the largest digital lending businesses for Bharat. As we scale to millions of users, the next phase of growth will be defined by how intelligently we manage credit performance across the lifecycle — from underwriting to repayment and recovery.</span></p> <p style="margin-top: 12pt; margin-bottom: 12pt;"><span style="font-size: 11pt; font-family: Arial, sans-serif;">The </span><strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">DARC (Data Science, Analytics, Risk &amp; Collections)</span></strong><span style="font-size: 11pt; font-family: Arial, sans-serif;"> team acts as the decisioning engine for this business — combining data, risk, and systems thinking to drive portfolio outcomes.</span></p> <h3 style="margin-top: 14pt; margin-bottom: 4pt;"><strong><span style="font-size: 13pt; font-family: Arial, sans-serif;">About the Role: Credit Portfolio Optimization</span></strong></h3> <p style="margin-top: 12pt; margin-bottom: 12pt;"><span style="font-size: 11pt; font-family: Arial, sans-serif;">This is a high-ownership, high-impact role focused on </span><strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">maximizing portfolio performance post-disbursement</span></strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">.</span></p> <p style="margin-top: 12pt; margin-bottom: 12pt;"><span style="font-size: 11pt; font-family: Arial, sans-serif;">You will act as the </span><strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">central problem solver</span></strong><span style="font-size: 11pt; font-family: Arial, sans-serif;"> for credit performance — identifying where we are losing money across the repayment lifecycle, diagnosing root causes, and designing interventions that improve outcomes at scale.</span></p> <span style="font-size: 11pt; font-family: Arial, sans-serif;">This is not a collections or operations role.</span><span style="font-size: 11pt; font-family: Arial, sans-serif;"><br></span><span style="font-size: 11pt; font-family: Arial, sans-serif;">This is a </span><strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">strategy + systems role</span></strong><span style="font-size: 11pt; font-family: Arial, sans-serif;"> with direct impact on metrics like </span><strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">NCL, cure rates, cost-to-recovery, and customer lifetime value</span></strong><span style="font-size: 11pt; font-family: Arial, sans-serif;">.</span><p></p>\n<p></p><p><br></p><b>What you will do</b><div> <ul style="margin-top: 0px; margin-bottom: 0px; padding-inline-start: 48px;"> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 12pt; margin-bottom: 0pt;"><strong><span style="font-size: 11pt;">Own portfolio performance problems end-to-end</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Identify leakages across the repayment lifecycle (early delinquency, roll-forwards, low cure, high cost) and define structured problem statements</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><strong><span style="font-size: 11pt;">Drive first-principles problem solving</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Break down ambiguous problems into hypotheses, design experiments, and quantify impact</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><strong><span style="font-size: 11pt;">Design and test interventions at scale</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Across:</span></p> <ul style="padding-inline-start: 48px;"> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Customer segmentation</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Communication strategies</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Payment nudges and incentives</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Policy and product levers</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Channel mix (digital vs assisted vs agency)</span></p> </li> </ul> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><strong><span style="font-size: 11pt;">Build intelligence layers on top of collections</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Work with DS/Analytics to create:</span></p> <ul style="padding-inline-start: 48px;"> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Propensity / payback models</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Early warning signals</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Prioritization frameworks</span></p> </li> </ul> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><strong><span style="font-size: 11pt;">Close the loop with risk and product</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Use collections insights to influence:</span></p> <ul style="padding-inline-start: 48px;"> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Underwriting strategies</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Fraud detection</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Product design decisions</span></p> </li> </ul> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><strong><span style="font-size: 11pt;">Partner with OPS teams to drive execution</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Ensure strategies translate into measurable on-ground impact</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 12pt;"><strong><span style="font-size: 11pt;">Drive leadership visibility</span></strong><strong><span style="font-size: 11pt;"><br></span></strong><span style="font-size: 11pt;">Communicate insights, trade-offs, and outcomes clearly to senior stakeholders</span></p> </li> </ul> </div><p><br></p><b>What you will need</b><div> <ul style="margin-top: 0px; margin-bottom: 0px; padding-inline-start: 48px;"> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 12pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">3–8 years of experience in consulting, fintech, lending, analytics, or strategy roles</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Strong first-principles thinking and structured problem solving</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Ability to operate in ambiguity and independently define problem statements</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">High comfort with data (SQL/Excel/analytics mindset)</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Clear ownership mindset — </span><strong><span style="font-size: 11pt;">ability to drive outcomes</span></strong><span style="font-size: 11pt;">, not just analysis</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 0pt;"><span style="font-size: 11pt;">Strong business intuition and understanding of customer behaviour</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 12pt;"><span style="font-size: 11pt;">Ability to deal with ambiguous problem statements</span></p> </li> <li style="font-size: 11pt; font-family: Arial, sans-serif;"> <p style="margin-top: 0pt; margin-bottom: 12pt;"><span style="font-size: 11pt;">Excellent communication and stakeholder management skills</span></p> </li> </ul> </div><p><br></p><p></p>\n<p><b style="font-size: 24px">About us&nbsp;</b></p><p><br></p><p><span style="font-size: 16px">Welcome to Meesho, where every story begins with a spark of inspiration and a dash of entrepreneurial spirit. We're not just a platform; we're your partner in turning dreams into realities.</span></p><p><br></p><p><b style="font-size: 15px;">Curious about life at Meesho? Explore our Glassdoor - our people have a lot to say and they've helped us become a loved workplace in India.</b></p><p><br></p><p><b style="font-size: 24px">Our Mission</b></p><p><br></p><p><span style="font-size: 16px">Democratising internet commerce for everyone — Meesho (Meri Shop) started with a single idea in mind: to be an e-commerce destination for Indian consumers and to enable small businesses to succeed online.</span></p><p><br></p><p><span style="font-size: 16px">We provide our sellers with benefits such as zero commission and affordable shipping solutions in the market. Today, sellers nationwide are growing their businesses by tapping into Meesho’s large and diverse customer base, state-of-the-art tech infrastructure, and pan-India logistics network through trusted third-party partners.</span></p><p><br></p><p><span style="font-size: 16px">Affordable, relatable merchandise that mirrors local markets has helped us connect with internet users and serve customers across urban, semi-urban, and rural India. Our unique business model and continuous innovation have established us as a part of India’s e-commerce ecosystem.</span></p><p><br></p><p><b style="font-size: 24px">Culture and Total Rewards</b></p><p><br></p><p><span style="font-size: 16px">Our focus is on cultivating a dynamic workplace characterized by high impact and performance excellence. We prioritize a people-centric culture, dedicated to hiring and developing exceptional talent.</span></p><p><br></p><p><span style="font-size: 16px">Total rewards at Meesho comprise a comprehensive set of elements — monetary, non-monetary, tangible, and intangible. Our 9 guiding principles, or "Mantras," are the backbone of how we operate, influencing everything from recognition and evaluation to growth discussions. Daily rituals and processes like “Problem First Mindset,” “Listen or Die,” our Internal Mobility Program, Talent Reviews, and Continuous Performance Management embody these principles.</span></p><p><br></p><p><span style="font-size: 16px">We offer competitive compensation — both cash and equity-based — tailored to job roles, individual experience, and skill, along with employee-centric benefits and a supportive work environment. Our holistic wellness program, MeeCare, includes benefits across physical, mental, financial, and social wellness. This includes extensive medical insurance for employees and their families, wellness initiatives like telehealth, wellness events, and fitness-related perks.</span></p><p><br></p><p><span style="font-size: 16px">To support work-life balance, we offer generous leave policies, parental support, retirement benefits, and learning and development assistance. Through personalized recognition, gratitude for stretched work, and engaging activities, we promote employee delight at the workplace. Additional benefits such as salary advance support, relocation assistance, and flexible benefit plans further enrich the Meesho experience.</span></p><p><br></p><p><span style="font-size: 16px">Know more about Meesho here : </span><a class="postings-link" href="https://www.meesho.io/"><span style="font-size: 16px">https://www.meesho.io/</span></a></p><p><br></p><p><br></p>

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